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5 Things to Know – VA Home Loans for Bad Credit (2019) – While VA-backed loans are definitely a great choice for those who qualify, they may not be your only option for finding a home loan, even with bad credit – especially if you have a decent-sized down payment. In fact, if your credit score is above 580, you may qualify for an FHA loan, and credit scores above 620 may net you a conventional.
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What You Should Know About Fannie Mae Loans – When you’re buying a home. mortgage (ARM). Having a higher score can give you access to lower interest rates. You could also make a down payment as low as 3% if you’re buying a house for the first.
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